Medicare 2018-09-06T18:49:32+00:00

Paying too much for Medicare?

Medicare Advantage is for you!

We have found that Medicare Advantage is the best choice for the majority of our senior patients. Medicare advantage allows you to have all of the coverage you need, while still saving you money! Read more throughout this page, and signup for our NO OBLIGATION informational meetings.

Complete Senior Care

With Medicare Advantage, our doctors manage everything for you. No matter what you need, Rancho Family Medical Group has you covered.

4 Parts of Medicare

Medicare is composed of four separate parts that cover specific services. Below is a brief description of each section and how it might affect you.

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Part A

In-patient Hospital stays, skilled nursing and home healthcare are covered through Part A if you have worked for 10 years paying into Social Security. if less than 10 years, a partial premium may apply.

Part B

This includes medical attention outside of the hospital including doctor visits, labs, equipment and more. A typical monthly premium can be as low as $134.  Monthly costs vary per insurance and per situation.

Part C (Medicare Advantage)

Medicare Advantage is your all-inclusive medical plan. What you get is Part A, Part B, Prescription drugs, and many plans even include vision, hearing, and dental for the same low monthly premium (listed in part B with no additional cost).  The best part is as your community doctors, we manage all of this for you!

Prescription Drugs

You only need Part D if you choose Original Medicare (Part A & B only). Medicare Advantage(Part C) includes Part D with no extra cost. If you choose Original Medicare, you will pay for a separate Part D drug plan. Prices will vary on medications and monthly premiums.

Enrollment Periods

There are 4 timelines to familiarize yourself with when it comes to Medicare and Medicare Advantage

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Annual Enrollment Period

OCTOBER 15- DECEMBER 7. During this time, you can join or change your current Medicare plan. Any changes made during this time take effect January 1st.

Disenrollment Period

JANUARY 1- FEBRUARY 14. Medicare Advantage patients can choose to return to original Medicare. If you change to Original Medicare, you can enroll in a Part D drug plan.

Lock-In Period

 FEBRUARY 15- OCTOBER 14. You cannot make any Medicare Plan changes unless you qualify for special enrollment period (SEP).

Special Enrollment Period

You can change your Medicare Plan anytime of you qualify under specific circumstances such as loss of employer coverage, 3 months before or after 65 birthday, become eligible for Medicaid, or moving out of state

Our Accepted Medicare Plans

Below are most of our current Medicare plans we accept. If your Plan is not listed, please call for assistance. 

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Get Answers. From a Team you can Trust.

Find the Right Plan For You

We have found that Medicare Advantage is the best plan for most of our patients, however everyone is different and we want you to know about your options.  We work with A & B Insurance Services because they are honest, trustworthy people who are great advocates for our patients.

951-595-5043
ab.insuranceservices@gmail.com

COME TO A MEDICARE MEETING

WE ARE HOSTING MEDICARE MEETINGS THAT ARE DESIGNED TO HELP EDUCATE YOU ON THE DIFFERENT OPTIONS FOR MEDICARE. PICK A TIME THAT WORKS BEST AND CALL TO RSVP

MONDAYS
2PM

OCTOBER 22ND
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NOVEMBER 5TH
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THURSDAYS
10AM

OCTOBER 18TH
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NOVEMBER 1ST
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RSVP (951) 225-6829

Ready to Join Rancho Family?

WE MAKE IT EASY! JUST FOLLOW THE STEPS BELOW

STEP 1.

Call the phone number on your insurance card.

STEP 2.

Ask if your insurance works with REGAL MEDICAL GROUP.

STEP 3.

Tell your insurance you want to switch to Rancho Family Medical Group and choose one of our Doctors.

Have Questions?

Give us a call and we would be happy to help!

951-225-6807